

<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
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	<title>Comunidad Madrid archivos - SmartPortfolio</title>
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	<link>https://smartdegrees.es/en/tag/comunidad-madrid-en/</link>
	<description>Ponemos en valor los títulos académicos y otros documentos mediante su registro en la web 3.0</description>
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		<title>SmartPortfolio expands its registration of documents to ISBE</title>
		<link>https://smartdegrees.es/en/smartportfolio-expands-its-registration-of-documents-to-isbe/</link>
					<comments>https://smartdegrees.es/en/smartportfolio-expands-its-registration-of-documents-to-isbe/#respond</comments>
		
		<dc:creator><![CDATA[Vicente Prior]]></dc:creator>
		<pubDate>Tue, 16 Jun 2026 20:12:56 +0000</pubDate>
				<category><![CDATA[Smart Degrees]]></category>
		<category><![CDATA[blockchain]]></category>
		<category><![CDATA[Comunidad Madrid]]></category>
		<category><![CDATA[credenciales verificables]]></category>
		<category><![CDATA[digital identity]]></category>
		<category><![CDATA[diploma]]></category>
		<category><![CDATA[eIDAS2]]></category>
		<category><![CDATA[EUDIW]]></category>
		<category><![CDATA[ISBE]]></category>
		<category><![CDATA[universidad]]></category>
		<category><![CDATA[Web3]]></category>
		<guid isPermaLink="false">https://smartdegrees.es/?p=5703</guid>

					<description><![CDATA[<p>SmartPortfolio now also certifies on the new Spanish Blockchain Services Infrastructure (ISBE) the academic degrees from the University of Innovation, Design, and Technology (UDIT) that previously certified on Polygon and Ethereum. This multi-blockchain architecture, comprised of permissioned and public enterprise networks compatible with Ethereum, provides greater transparency, security, and scalability for UDIT and other institutions,...  <a class="excerpt-read-more" href="https://smartdegrees.es/en/smartportfolio-expands-its-registration-of-documents-to-isbe/" title="Read SmartPortfolio expands its registration of documents to ISBE">Read more &#187;</a></p>
<p>La entrada <a href="https://smartdegrees.es/en/smartportfolio-expands-its-registration-of-documents-to-isbe/">SmartPortfolio expands its registration of documents to ISBE</a> se publicó primero en <a href="https://smartdegrees.es/en/home-english">SmartPortfolio</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><strong>SmartPortfolio</strong> now also certifies on the new <a href="https://redisbe.com/en/"><strong>Spanish Blockchain Services Infrastructure (ISBE)</strong></a> the academic degrees from the <a href="https://www.udit.es/en/"><strong>University of Innovation, Design, and Technology (UDIT)</strong></a> that previously certified on <em>Polygon</em> and <em>Ethereum</em>. This multi-blockchain architecture, comprised of permissioned and public enterprise networks compatible with <em>Ethereum</em>, provides greater transparency, security, and scalability for <strong>UDIT</strong> and other institutions, thanks to the decentralized nature of blockchain technology.</p>
<p>Students can now access their degrees certified on the blockchain through the <strong>SmartPortfolio</strong> solution. This allows them to manage the authenticity of their degrees and easily share their data with third parties, guaranteeing their inviolability and authenticity indefinitely, as they are registered on the blockchain. This also benefits them from the innovations of Web3:</p>
<ul>
<li>It facilitates the promotion of degrees by enabling quick and easy sharing with third parties.</li>
<li>The degree holder retains sovereign control over their data and decides where, how, and when to display and use it.</li>
<li>The application and supporting blockchain technology guarantee its authenticity and inviolability, preventing any type of fraud.</li>
</ul>
<h2><strong>Key advantages: security and interoperability between blockchain networks</strong></h2>
<p>Certification on the <strong>ISBE</strong> network enhances the security provided by <em>Polygon</em> and <em>Ethereum</em> blockchain platforms with that offered by <strong>ISBE</strong> network. It also highlights and emphasizes the integration and interoperability between blockchain networks, whose importance will only grow in the future.</p>
<p><strong>ISBE</strong> is the first infrastructure formed by public administrations and companies that ensures regulatory compliance and legality for all processes. It connects Spain with European digitalization standards, offering secure and transparent services. It integrates European and national regulatory frameworks, considering <em>GDPR</em> and <em>eIDAS2</em>, as well as <em>MiCA</em>, <em>DORA</em>, <em>LMVSI</em>, <em>ENS</em>, and <em>NIS2</em>, ensuring adaptation to legal and technological changes through alignment with the corresponding regulations.</p>
<pre><img fetchpriority="high" decoding="async" class="alignnone size-full wp-image-5687" src="https://smartdegrees.es/wp-content/uploads/2026/06/smartportfolio-amplia-a-isbe-el-registro-de-documentos-2.webp" alt="" width="1120" height="800" srcset="https://smartdegrees.es/wp-content/uploads/2026/06/smartportfolio-amplia-a-isbe-el-registro-de-documentos-2.webp 1120w, https://smartdegrees.es/wp-content/uploads/2026/06/smartportfolio-amplia-a-isbe-el-registro-de-documentos-2-300x214.webp 300w, https://smartdegrees.es/wp-content/uploads/2026/06/smartportfolio-amplia-a-isbe-el-registro-de-documentos-2-1024x731.webp 1024w, https://smartdegrees.es/wp-content/uploads/2026/06/smartportfolio-amplia-a-isbe-el-registro-de-documentos-2-768x549.webp 768w" sizes="(max-width: 1120px) 100vw, 1120px" /></pre>
<p><strong>SmartPortfolio</strong> is a pioneer in <strong>ISBE</strong>, being the first institution to register on the network and create the corresponding <em>Decentralized ID (DID)</em>.</p>
<p>With <strong>SmartPortfolio</strong>, universities and user institutions are anticipating the future <strong>European Digital Identity Wallet (EUDI Wallet)</strong>, which European citizens will be entitled to starting December 24, 2026. Students will be able to store their degrees and other documents in the wallet, using the <strong>European Commission</strong>&#8216;s <em>Verifiable Credentials</em> standard, and interact digitally with other universities and institutions in other countries, thanks to the interoperability provided by the <em>eIDAS2</em> regulation.</p>
<p><strong>SmartPortfolio</strong> is an innovative solution that helps university students in their job search and mobility, as well as universities in their digital transformation. It has received funding from the <strong>Community of Madrid</strong> and the <strong>NextGenerationEU</strong> funds, from which it was selected as one of the first 20 use cases of the new <strong>ISBE</strong> network, promoted by <a href="https://alastria.io/en/home/"><strong>Alastria</strong></a>.</p>
<pre><img decoding="async" class="alignnone size-full wp-image-4648" src="https://www.smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1.png" alt="" width="1280" height="119" srcset="https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1.png 1280w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-300x28.png 300w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-1024x95.png 1024w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-768x71.png 768w" sizes="(max-width: 1280px) 100vw, 1280px" /></pre>
<p>La entrada <a href="https://smartdegrees.es/en/smartportfolio-expands-its-registration-of-documents-to-isbe/">SmartPortfolio expands its registration of documents to ISBE</a> se publicó primero en <a href="https://smartdegrees.es/en/home-english">SmartPortfolio</a>.</p>
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		<title>ISBE Demo Day: SmartPortfolio among its first use cases</title>
		<link>https://smartdegrees.es/en/isbe-demo-day-smartportfolio-among-its-first-use-sases/</link>
					<comments>https://smartdegrees.es/en/isbe-demo-day-smartportfolio-among-its-first-use-sases/#respond</comments>
		
		<dc:creator><![CDATA[Vicente Prior]]></dc:creator>
		<pubDate>Mon, 17 Nov 2025 18:08:12 +0000</pubDate>
				<category><![CDATA[Smart Degrees]]></category>
		<category><![CDATA[blockchain]]></category>
		<category><![CDATA[Comunidad Madrid]]></category>
		<category><![CDATA[credenciales verificables]]></category>
		<category><![CDATA[digital identity]]></category>
		<category><![CDATA[diploma]]></category>
		<category><![CDATA[EBSI]]></category>
		<category><![CDATA[eIDAS2]]></category>
		<category><![CDATA[EUDIW]]></category>
		<category><![CDATA[fake]]></category>
		<category><![CDATA[universidad]]></category>
		<category><![CDATA[universite]]></category>
		<category><![CDATA[Web3]]></category>
		<guid isPermaLink="false">https://smartdegrees.es/?p=4865</guid>

					<description><![CDATA[<p>The Spanish Blockchain Services Infrastructure (ISBE) has taken another step in launching its platform by holding a Demo Day in Madrid to share additional technical details of the infrastructure, as well as of the first use cases that will utilize it, including University Smart Portfolio from SmartDegrees. The event brought together more than 50 people...  <a class="excerpt-read-more" href="https://smartdegrees.es/en/isbe-demo-day-smartportfolio-among-its-first-use-sases/" title="Read ISBE Demo Day: SmartPortfolio among its first use cases">Read more &#187;</a></p>
<p>La entrada <a href="https://smartdegrees.es/en/isbe-demo-day-smartportfolio-among-its-first-use-sases/">ISBE Demo Day: SmartPortfolio among its first use cases</a> se publicó primero en <a href="https://smartdegrees.es/en/home-english">SmartPortfolio</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The <a href="https://redisbe.com/"><strong>Spanish Blockchain Services Infrastructure (ISBE)</strong></a> has taken another step in launching its platform by holding a <strong>Demo Day in Madrid</strong> to share additional technical details of the infrastructure, as well as of the first use cases that will utilize it, including <strong>University Smart Portfolio</strong> from <strong>SmartDegrees</strong>.</p>
<p>The event brought together more than 50 people from the 20 companies participating in the development and implementation of the platform, as well as from the first 12 SMEs to use it, deploying their use case activities. The session allowed participants to:</p>
<ul>
<li>Learn more about <strong>ISBE</strong>: its vision, objectives, and approach.</li>
<li>Explore technical aspects to accelerate deployment.</li>
<li>Connect with key industry professionals, institutional representatives, and those involved in other use cases.</li>
</ul>
<p>The event marked a milestone and a turning point in the development and launch of the platform, which will be operational by the end of the year.</p>
<pre><img decoding="async" class="alignnone size-full wp-image-5071" src="https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso.webp" alt="" width="2560" height="1828" srcset="https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso.webp 2560w, https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso-300x214.webp 300w, https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso-1024x731.webp 1024w, https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso-768x548.webp 768w, https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso-1536x1097.webp 1536w, https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso-2048x1462.webp 2048w, https://smartdegrees.es/wp-content/uploads/2026/03/demo-day-isbe-smartportfolio-entre-sus-primeros-casos-de-uso-2000x1428.webp 2000w" sizes="(max-width: 2560px) 100vw, 2560px" /></pre>
<h2><strong>The use cases</strong></h2>
<p>Twelve of the first twenty use cases to be implemented at <strong>IBSE</strong>, funded by the <strong>Community of Madrid</strong>, have been presented. They cover diverse areas such as finance, agri-food, logistics, advertising, education, and data analytics:</p>
<ul>
<li>Instant digital payments; <em>Stock Exchange 3.0</em> in the futures stock market; bond issuance in the debt market.</li>
<li>Traceability in the livestock sector.</li>
<li>Mitigation of <em>spam</em> and unwanted phone calls; fraud prevention in digital advertising.</li>
<li>Digital product passport; academic credentials.</li>
<li>Tax-free processes between customs.</li>
</ul>
<p>All use cases demonstrate how blockchain solves specific problems in key sectors, with solutions aligned with European regulations, for real-world adoption.</p>
<p>The <strong>University Smart Portfolio</strong> use case that was presented issues <em>verifiable credentials</em> that certify students&#8217; academic evidences in a digital portfolio. This facilitates interoperability with other institutions thanks to its alignment with the <strong>European Digital Identity Wallet (EUDIW)</strong> standard and the <em>eIDAS2</em> regulation. Its objective is to enhance the value of students in the job market and in their mobility by sharing their credentials quickly and securely, without intermediaries, while also supporting the university in its digital transformation.</p>
<h2><strong>Support from the Community of Madrid</strong></h2>
<p>The underlying grant program was launched by the Digitalization Department of the <strong>Community of Madrid</strong> in early 2025 with the aim of promoting the use of emerging technologies to accelerate the digital transformation of the region&#8217;s business ecosystem. It represents a total investment of €2 million and is part of the <strong>Recovery, Transformation and Resilience Plan</strong>, funded by the <strong>European Union – Next Generation EU</strong>. <a href="https://alastria.io/"><strong>Alastria</strong></a> is a key player driving, leading, and executing the development of the initiative through its agreement with the regional government.</p>
<pre><img loading="lazy" decoding="async" class="alignnone size-full wp-image-4648" src="https://www.smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1.png" alt="" width="1280" height="119" srcset="https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1.png 1280w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-300x28.png 300w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-1024x95.png 1024w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-768x71.png 768w" sizes="auto, (max-width: 1280px) 100vw, 1280px" /></pre>
<p>La entrada <a href="https://smartdegrees.es/en/isbe-demo-day-smartportfolio-among-its-first-use-sases/">ISBE Demo Day: SmartPortfolio among its first use cases</a> se publicó primero en <a href="https://smartdegrees.es/en/home-english">SmartPortfolio</a>.</p>
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		<title>University Smart Portfolio is presented at MERGE Madrid 2025</title>
		<link>https://smartdegrees.es/en/university-smart-portfolio-is-presented-at-merge-madrid-2025/</link>
					<comments>https://smartdegrees.es/en/university-smart-portfolio-is-presented-at-merge-madrid-2025/#respond</comments>
		
		<dc:creator><![CDATA[Vicente Prior]]></dc:creator>
		<pubDate>Wed, 08 Oct 2025 18:16:06 +0000</pubDate>
				<category><![CDATA[Smart Degrees]]></category>
		<category><![CDATA[blockchain]]></category>
		<category><![CDATA[Comunidad Madrid]]></category>
		<category><![CDATA[credenciales verificables]]></category>
		<category><![CDATA[digital identity]]></category>
		<category><![CDATA[diploma]]></category>
		<category><![CDATA[EBSI]]></category>
		<category><![CDATA[eIDAS2]]></category>
		<category><![CDATA[EUDIW]]></category>
		<category><![CDATA[fake]]></category>
		<category><![CDATA[universidad]]></category>
		<category><![CDATA[universite]]></category>
		<guid isPermaLink="false">https://smartdegrees.es/?p=4717</guid>

					<description><![CDATA[<p>SmartDegrees presented its University Smart Portfolio (USP) use case at MERGE Madrid 2025 on October 8, along with seven other use cases from startups in the new Spanish Blockchain Services Infrastructure (ISBE). These cases were also awarded funding by the Community of Madrid to incentivize the use of blockchain technology. MERGE Madrid is &#8220;the most...  <a class="excerpt-read-more" href="https://smartdegrees.es/en/university-smart-portfolio-is-presented-at-merge-madrid-2025/" title="Read University Smart Portfolio is presented at MERGE Madrid 2025">Read more &#187;</a></p>
<p>La entrada <a href="https://smartdegrees.es/en/university-smart-portfolio-is-presented-at-merge-madrid-2025/">University Smart Portfolio is presented at MERGE Madrid 2025</a> se publicó primero en <a href="https://smartdegrees.es/en/home-english">SmartPortfolio</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><strong>SmartDegrees</strong> presented its <strong>University Smart Portfolio (USP</strong>) use case at<strong> MERGE Madrid 2025</strong> on October 8, along with seven other use cases from startups in the new <strong>Spanish Blockchain Services Infrastructure (ISBE)</strong>. These cases were also awarded funding by the <strong>Community of Madrid</strong> to incentivize the use of blockchain technology.</p>
<p><strong>MERGE Madrid</strong> is &#8220;the most important crypto event in Spain&#8221; and &#8220;is positioning itself as the next European hub.&#8221; The three-day event hosted regulators, banks, institutional investors, entrepreneurs, government officials, and leaders of the crypto ecosystem, where tokenization, associated financial products, cryptocurrencies, and stablecoins were discussed.</p>
<p>The <strong>Community of Madrid</strong> has had its own space, which has accommodated the activities promoted by its Ministry of Digitalization, with aid aimed at SMEs and startups to encourage the use of blockchain technology, within the <em>Recovery, Transformation, and Resilience Plan</em> for digitalization in key economic sectors, funded by the <strong>European Union</strong> (<em>NextGenerationEU</em>). These activities include the development, deployment, and implementation of <strong>Spanish Blockchain Services Infrastructure</strong>, which will be operational on December 31, 2025, and the use cases based on it.</p>
<pre><img loading="lazy" decoding="async" class="alignnone size-full wp-image-5091" src="https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025.webp" alt="" width="2560" height="1829" srcset="https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025.webp 2560w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-300x214.webp 300w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-1024x732.webp 1024w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-768x549.webp 768w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-1536x1097.webp 1536w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2048x1463.webp 2048w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2000x1429.webp 2000w" sizes="auto, (max-width: 2560px) 100vw, 2560px" /></pre>
<p>Vicente Prior, CEO of <strong>SmartDegrees</strong>, described how <strong>University Smart Portfolio</strong> issues <a href="https://smartdegrees.es/en/verifiable-credentials-explained/">verifiable credentials</a>, certifying university students&#8217; academic achievements, in a digital portfolio. This facilitates interoperability with other institutions thanks to its alignment with the <strong>European Digital Identity Wallet (EUDIW)</strong> standard and the <em>eIDAS2</em> regulation. The goal is to enhance university students&#8217; value in the job market and his mobility by sharing their credentials quickly and securely, without intermediaries, and also to help the university in its digital transformation.</p>
<pre><img loading="lazy" decoding="async" class="alignnone size-full wp-image-5092" src="https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2.webp" alt="" width="2560" height="1829" srcset="https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2.webp 2560w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2-300x214.webp 300w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2-1024x732.webp 1024w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2-768x549.webp 768w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2-1536x1097.webp 1536w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2-2048x1463.webp 2048w, https://smartdegrees.es/wp-content/uploads/2026/03/university-smart-portfolio-se-presenta-en-merge-madrid-2025-2-2000x1429.webp 2000w" sizes="auto, (max-width: 2560px) 100vw, 2560px" /></pre>
<p>To validate the model and user experience, <strong>USP</strong> has the support and participation of the <strong>University of Design, Innovation and Technology (UDIT)</strong>, the <strong>European Campus Card Association (ECCA)</strong>, the <strong>Sicomoro Foundation</strong>, and the <strong>Hassan II University of Casablanca (UH2C)</strong>.</p>
<h2><strong>Driven by the Community of Madrid</strong></h2>
<p>As described by the General Director of Digital Strategy of the <strong>Community of Madrid</strong>, Nacho Azorín, Web3 is like a scalpel that allows unnecessary grease to be removed from processes. According to Miguel Ángel Domínguez, president of <a href="https://alastria.io/"><strong>Alastria</strong></a>, a key institution in the creation of <strong>ISBE</strong>, this infrastructure will allow organizations to develop digital services with security, efficiency, and regulatory compliance. Furthermore, it will be a blockchain benchmark because, unlike its European equivalent, the <a href="https://smartdegrees.es/en/verifiable-credentials-in-european-blockchain-services-infrastructure/"><em>European Blockchain Services Infrastructure (EBSI)</em></a>, ISBE unites the public and private sectors in a single network.</p>
<pre><img loading="lazy" decoding="async" class="alignnone size-full wp-image-4648" src="https://www.smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1.png" alt="" width="1280" height="119" srcset="https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1.png 1280w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-300x28.png 300w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-1024x95.png 1024w, https://smartdegrees.es/wp-content/uploads/2025/06/Logos-EU-MTD-PRTR-CAM-EN-Photoroom-1-768x71.png 768w" sizes="auto, (max-width: 1280px) 100vw, 1280px" /></pre>
<p>La entrada <a href="https://smartdegrees.es/en/university-smart-portfolio-is-presented-at-merge-madrid-2025/">University Smart Portfolio is presented at MERGE Madrid 2025</a> se publicó primero en <a href="https://smartdegrees.es/en/home-english">SmartPortfolio</a>.</p>
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